I consider myself to be a conservative (mostly), but I’m beginning to have questions about “conservative policy” on health care.
I have a friend whose husband walked out and left her with three kids. She gets $1600/month in child support. Only two of the children qualify for insurance and medical coverage, so she would have to pay for her own and her eldest daughter’s, who is right out of high school and now helping take care of the younger two.
She was a stay at home mom since the children were born and even though she has a bachelor’s degree, she was unable to get a high paying job. She is working in an office for $12/hour or about $25,000 per year, so her total income is about $44,000 to take care of four people, pay her taxes, mortgage, car payment, food, utilites, and hopefully send her kids to college?
I go to school with a lot of nontraditional students (in their late 20’s, early 30’s) who are accumulating huge amounts of debt to pay for college and working as wait staff or bartenders in order to live. Their incomes are about $15k- $25k per year.
These are not people who choose to live this way because they are lazy or undisciplined. They are your average, everyday people who are just trying to make a living, improve their education, and take care of themselves and their family.
There is a local free clinic in town; however, i’s only open Tuesday and Thursday evenings and it’s standing room only. You have to be really sick to get in, and you have to hope you are not going to school or working on Tuesday or Thursday night when you have to go.
I contacted a local health insurance dealer about insurance for a 31 year old female, nonsmoker, who gave me several quotes from different companies. For $3800-$4000, this female could get insurance that would cover 80% of lab and hospital, 70% of Rx, and pay $15 per doctor visit.
That means the college student above making $15K-$25K per year would pay 16% - 27% of her income just for the deductible and monthly payment, not figuring in the actual costs of the doctor visit, lab work, and Rxs. Consider the fact that she needs a car (car payment), a house (rent), food, and utilites, it doesn’t leave much to live, let alone pay for school.
For the mom above, multiple that by two times for two people and imagine how that leaves her?
I can tell you one thing about all these people - they don’t go to the doctor. They don’t get checkups. They suffer with their illnesses and hope they can get by enough to keep working or keep going to school.
It’s time for a change in the health care system. We conservative just want to stick our head in the sand and hope it goes away. No, I don’t particularly want to pay more taxes for this, but I’d rather pay taxes to help people like this than to support research on the sex life of the dolphin and other ridiculous things our government pays for.
The “liberals” want to have universal health coverage, but I don’t need health insurance. I like what I have. I don’t want the government telling me how much to spend, where I have to go, and when. I don’t want to be like the people of Canada who come here for medical care. So leave those of us who have insurance alone, but figure out some way that people like those above can have adequate health coverage.